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|| आ नो भद्राः क्रतवो यन्तु विश्वतः || Let nobel thoughts come to us from everywhere, from all the world || 1.89.1 Rigveda ||
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Money to solve problems
 
Money cannot buy you sleep and rest. Similarly it cannot buy you warmth, love, affection.

By Gaurav Mashruwala




Few years ago I was attending a attending a financial planning conference in U.S.A., where I met a fellow practitioner. Talking to her over a cup of coffee I realized that she use to work very hard and long hours on her professional practice. She was alone in U.S.A.  Her family was in Israel. She had few relatives in USA but they hardly met. Her friend circle was also very small. According to her in times of need only her career and money would be of use. Her family, relatives, friends may not stand by her.

For me this is not a stray incidence. As a financial planning practitioner, I end up meeting several individuals who feel that money will solve most of their problems and hence they only chase their careers. However again from my experience as planner I can say most of them are dissatisfied with their lives.

Money can be means to few of our basic needs of food, clothing, shelter and to some extend health care etc. However for living a blissful life, we need to balance between physical, social, financial, mental and emotional life.

We all have heard of 8-8-8 hours principal. Out of 24 hours in a day, spend 8 hours for sleep and rest, another 8 hours for work and balance 8 hours to socialize; pursue activities of our choice etc.

If we tweak this order for a prolonged period of time, our life will get tweaked.

Suppose if we sleep and rest for more than 8 hours in a day we will become lazy. Unless of course if we are ill. Similarly if we work for more than 8 hours for prolong period of time at the cost of 8 hours of sleep and rest, our health will get affected.

If we work for more than 8 hours continuously for several days, without pursuing activities of our choice, meeting friends and relatives etc. soon fatigue, stress, hyper tension, loneliness etc. will creep into us.

Lastly if we only keep pursuing our hobbies and socializing, soon we will be out of money and struggle to make both ends meet.

There could be a phase in life where we have to work hard, either due to some work pressure or financial needs in family or even in few initial years of our career. Similarly if there is marriage in the family or if we have gone on vacation then we would be socializing or pursuing our hobby for long hours but this cannot be on ongoing basis.

Money cannot buy you sleep and rest. Similarly it cannot buy you warmth, love, affection. Money will also not help us relive stress and tension. Therefore we should not think of money as solution to all our problems. Live a balanced life.

Ending with a nice anecdote “Don’t chase life style at the cost of your life.”

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